Summer 2009

May 5, 2009 | posted in Newsletter

With the tax year end and the Budget behind us, you might think that the financial planning season is now closed until next March. If you do, think again.

Spring 2009

January 1, 2009 | posted in Newsletter

In January 2008, the Bank of England base rate was 5.5%. By 8 January 2009, it was just 1.5%, the lowest level since the Bank was created in 1694. The rate could fall further, the US already has virtually 0% rates.

Winter 2008

December 5, 2008 | posted in Newsletter

Since our last newsletter we have seen a global credit crisis, Lehman Brothers go to the wall; a massive amount of negative sentiment; house prices plummet; indices across all world markets in free fall and commodity prices going through the roof. All this has created significant inflationary pressure. What does this all add up to? Yes, we are in recession.

Autumn 2008

September 1, 2008 | posted in Newsletter

Mortgages have been making the headlines of late, and it has generally not been good news.